Thursday, July 8, 2010
Wednesday, July 7, 2010
Saturday, July 3, 2010
The Insurance Companies Are The Hard Hearted Hannahs Of Industry
I do not know whether what I am experiencing today in insurance matters has anything to do with the massive political contributions of 2008. As a freelance writer I have often posted my desire as I built my company, Freelance Writing to bring underwriting policies under the microscope of the Federal government instead of the states where a buddy system has always been in place. We have by means of state supervision a symbiotic relationship between states overseeing over multi billion dollar insurers and a need not to upset the rent payers, lessees, employers and most of all tax payers that are the insurers. Consumers inherently know not to file complaints against the Arrogance of Power. Lately, within the past few years I have had much inconvenience and frustration over the insurance companies and their frenetic attempt to protect liability and their precious bottom line at the customer's expense. They do not want to lose money and protecting our interests is subordinate to their insistence that no event will cause a loss to them. Small businesses across America do not get to protect themselves in this manner and just go out of business. I live in a coastal community where no one can acquire home insurance from a blue chip concern residing where we do. We are waiting for a category 5 hurricane that does not arrive. It is like Dorothy waiting for the Kansas tornado or even Waiting for Godot. It is the very absurd and preposterous underwriting that causes our residents to be tied to small, and in my case unscrupulous companies miles away who you cannot know personally or anyone that works there. I recently applied for life insurance with a local broker only to find that the medical practitioner never could keep an appointment. I was told by a very well known Internet service that I would never get life insurance. Then I went to a blue chip and after being interrogated endlessly prying into private details about my history ,they approved me. Going to the calculator, it made much more sense to invest in a Conservative, dividend paying mutual fund. Two 12 year old girls died not to long ago based on underwriting
denials. Property owners are being roughed up in the inner cities due to perceived hazards. I urge you, particularly if you have been a victim to write your representative and ask that they investigate the passage of a bill that would save American citizens the pain and suffering of being denied an important protection ability in their lives and for their families. The Federal government will provide much more conformity and fairness to insurance company underwriting.
denials. Property owners are being roughed up in the inner cities due to perceived hazards. I urge you, particularly if you have been a victim to write your representative and ask that they investigate the passage of a bill that would save American citizens the pain and suffering of being denied an important protection ability in their lives and for their families. The Federal government will provide much more conformity and fairness to insurance company underwriting.
Sunday, January 24, 2010
Barack Obama Has An Advisement Issue
I have wrote down in my blogs and commentaries that while I am in the opposition Party I neverthless like Barack Obama personally. I think that he as a Harvard trained attorney and a good family man and is the type of guy I would love to go for pizza with and have a beer with and trade stories. He also is one of the few people I know of that endorses a policy of absolute inclusion, there is no way everybody does not get to participate because of race, gender or past illness. All of this makes Obama an upstanding and credible President however it does not put food on our tables, money in our pockets, gets us our jobs back, ends fighting, prevents the attacks or makes people in this country less anxious and pulled away from each other's throats. My family goes out to dinner once in a blue moon and has not gone on vacation in years. My theory is that as we suspected, when Obama came in as every person on the face of this earth knew he would, he did not have organizational experience and practically speaking, he was not as we say Presidential Timber. He brought in an administration that I believe is not on a level that suggests his advisement is working. It is failing. There is nothing wrong with Barack Obama being a symbolic and historically important President. No President we have ever had was an economist or a medical practitioner or the type of military or intelligence strategist that we could really use now all rolled into one. So unlike many Americans I do not blame Obama for all of our troubles. I suggest a review, not an independent prosceutor but a helpful review panel to make changes and re-vet those who have gone under the radar and do this quickly. Even as a life long Republican, I must say that if Obama had the right people behind him and our troubling issues were somewhat mitigated or solved, I would predict that he could win a second term. You know something, if he solved the economy and unemployment and healthcare and our defense against terror was strengthened by Obama and a more polished team, I would not be affected by his success as his political advisary.
Thursday, January 14, 2010
The Inmates In Charge Of The Asylum
I was always taught by my father that if a company asks you to leave, go nicely, like a gentleman and your career will profit in the future. What I am hearing from all the hosts is a lot of guttersniping against their employers, sour grapes and tonight, Conan started trying a case for himself by reciting his TV Guide ratings. Maybe this is orchestrated between all of them and basically shtick, I really do not know. When Conan gave us those rating numbers and I thought TV Guide went away when the Internet and Cable Guides arrived, that is not for the stage that is back room NBC business. Let's just put things in its proper prespective, the bottom line in Conan's case is that he did not pull, an open and shut case. Jimmy Fallon did not appeal to viewers past 35. Jay Leno maybe wrestled his way in by a who you know thing and whether a time change can get him started is unknown. Letterman is in good shape though no kid, sharp, clever and a fabulous wit. Like many fans, I watch Dave but I do not particularly like him. Carson Daly is a super nice person and I love the accent on music his show demonstrates but there are not too many people up at that hour. I think Conan would do better on cable with a solid time slot but in the event that dissing NBC and gloomy gus talk is not in the preffered script, the guys that write the paychecks may send him off on a profitable contract breach.
Tuesday, January 12, 2010
Conan Does Not have Much Of A Case
I saw Conan's diatribe today on the news where he argued against NBC, his Boss, shifting him forward after Jay Leno. Conan seemed to be pressing the case for leaving him and the Tonight Show where it is now because that would represent the preservation of something historical in nature. Conan today reminded me of the students who got 65 test scores but argued with the teacher that they should have been awarded points for studying harder and raising their hands more in class. Both Jay Leno and Dave Letterman have many more years of Late Night hosting and both are classic performers while Conan's trade was that of a TV writer and I have never considered him to be in the same league as the other two gentleman. Another observation is that Jay and Dave have much more power in the industry, contacts and you can consider them as businessman who really know how to navigate the entertainment industry. The ratings do not lie just like the gypsy tea leaves which should be apparent to Conan that these are hard core data that refute any argument by Conan that he should remain where he is, NBC after all rightfully for now makes all the decisions. Physical comedy went out with Martin and Lewis and it was always the case that Conan compensated for his weakness in dry wit and being a comic host. The series of jokes about a crumbling Newark where crime and unemployment are devestating was not meant to be serious or consequential but was a poor topic to be a humorist about under any condition.
Wednesday, January 6, 2010
The Troika Is Becoming Chaotic
In Andy Rooney style I must comment on that press secretary by saying "do you ever get tired of people that either will not give you a straight answer or send you on a cruise to nowhere? This man is adept at being nebulous and uncooperative with the press. I cannot remember a relationship between a press secretary and the esteemed members of the press that was as adversarial and confusing as what we have. The more he bobs and weaves and the more he sends them in another direction or in a continuous manner claims that he is not allowed to address issues, the more suspicion arises that there is a snow job lurking somewhere in the room.
I know the American people are getting very uneasy and afraid of the future. Every recent poll answers what is historically the most important question and that concerns the direction the country is going in. Not too many respondents are happy campers. I do not have space for all the troubling issues but I will tell you that the partisan locked door and the C Span lock out are really bothering the American people. One problem is that many observers may think a flipped Congress can be achieved and they should listen up. Historically speaking that is going to be difficult and not likely considering the huge advantage in seats the Democrats have. Do not forget that there are long time Democratic Senators and Congressman out there who are long time incumbents who managed to lay low during the turmoil. Their constituency, is not likely to fire them based on a paint every politician with the same brush attitude. Then again exists the possibility of Obama solving the economy or apprehending #1 and then it is going to be business as usual. Let's go further and say if a massive breakdown in our country occurs that is threaded to the administration and it's policies there could be a horse on the rail shot at winning Congress for the Republicans, Independents, Undecided and Hispanics. I would like to see a coalition of voters pull this off because where I sit I am thinking of investing in a pharmaceutical company whose principal product is an antidepressant.
I know the American people are getting very uneasy and afraid of the future. Every recent poll answers what is historically the most important question and that concerns the direction the country is going in. Not too many respondents are happy campers. I do not have space for all the troubling issues but I will tell you that the partisan locked door and the C Span lock out are really bothering the American people. One problem is that many observers may think a flipped Congress can be achieved and they should listen up. Historically speaking that is going to be difficult and not likely considering the huge advantage in seats the Democrats have. Do not forget that there are long time Democratic Senators and Congressman out there who are long time incumbents who managed to lay low during the turmoil. Their constituency, is not likely to fire them based on a paint every politician with the same brush attitude. Then again exists the possibility of Obama solving the economy or apprehending #1 and then it is going to be business as usual. Let's go further and say if a massive breakdown in our country occurs that is threaded to the administration and it's policies there could be a horse on the rail shot at winning Congress for the Republicans, Independents, Undecided and Hispanics. I would like to see a coalition of voters pull this off because where I sit I am thinking of investing in a pharmaceutical company whose principal product is an antidepressant.
Saturday, January 2, 2010
If You Post On The Internet And Feel You Have Been Unfairly Blocked
I have been posting comments, reviews and opinions on major Internet sites since 2005 after which I formed my widely spread Internet writing company, Freelance Writing. I frequently notice complaints from fellow citizen journalists surrounding their posts never making it to the website. Personally, as I cover music, stocks, product reviews and politics I can honestly say that over the last few years that I have worked as a professional freelance writer and Internet vendor, I have been blocked perhaps a dozen times but limited to the political segment of my business. At my age and station in life it is absolutely and fundamentally impossible that I have or will violate the terms and conditions of any site. My commentary is unusual because I am essentially a creative and satirical writer sometimes when I feel that tongue in cheek is necessary, especially in the political arena. It is my concern that I am blocked at times solely because of literary style. My advise to individuals who are being overly blocked is to walk away and find another site that is more accepting of your talents. I have been blocked on sites where a celebrity is on top and I know that these performers are not sitting at a computer doing the dirty work. I just would rather not spend the time writing a comment and then not being advised that it was unacceptable by the hand of some college student who reviews my copy in seconds and then decides that "It is not right for the site". Web owners must realize that competent bloggers who are the foot soldiers who spruce up sites, following protocol but fall through as a result of whimsical determinations add up to a big negative for the site owners who are left with the purveyors of insults and minimized education.
Friday, January 1, 2010
A Personal Observation Concerning The American Economy
An interesting thought came to me today when I went out to look for a do it yourself TV stand, small furniture has always afforded me the means to save money by self assembly in my home. Before I left the house I surfed the Internet to fix pricing. The last time I put together a three tiered stand that accommodates the TV and two other devices I think I paid $40.00 and the same two corporate wood based leading companies were here 5 years ago and they are around now as well. My original purchase became wobbly over the years and duct tape and nailing was of no use. My HDTV weighs maybe 40 lbs which was risky to place on a stand that appeared to be capable of causing a tip over. So I checked prices and found that for some reason a good entertainment center-stand will cost between $150-400 to accommodate my 32" HDTV and self-assembly or shipped complete did not seem to matter with regard to the price. Sometimes when this happens I check out some discount stores on the other side of town. I was born and raised on the Upper West Side of Manhattan prior to gentrification so I actually feel at home on the poor side of town. So I go into this neighborhood discount store and I see in the appropriate section a 3 tiered corner TV stand unassembled indicating the perfect measurements for my bedroom and the fact that it was capable of supporting 135 lbs. The top panel of the box was ripped open and there was a pasty dirt infused into the top packaging. It was marked $25. Astoundingly that did not surprise me, it was made in Malaysia and what I have seen in our nature of importing, maybe this was a possibilty. I feared that what was a preposterous price would lead to missing parts because the box was open or maybe it would be junk and I would have to toss it. I took it home and unpacked it. It took me 30 minutes to assemble it. The supporting rods were made of what appeared to be industrial strength plastic which I am sure did not amount to the cost of a soda where it was imported from. When I finished putting it together I installed my HDTV, upgraded DVD player and set top box and the whole unit presented exactly the same appearance and seems to be just as durable as anything on the Internet or sold in major retailers. This item was at least $140 less or more than what American consumers will pay in a department store, how did this happen? If America keeps getting beaten to the punch like this we will end up in the dumper. Look, I have no hopes of my Sebago or Bass penny loafers ever being made here. That goes for my Sperry Topsiders, my leather goods et al. We cannot pay the over head on those types of items. My new TV stand, My Hyundai, All of my clothes, why cannot American industry open up plants and make items on the cheap that function perfectly. Mr. Obama and his administration constantly indicate the need for massive job creation. I advocated opening up factories, many are just sitting there and aim for production whereas we can hire American unskilled labor, train them in a week and then at least they have a job. Stop building malls, I do not need to buy the same Polo all over town. Throwing money all over the place does not create jobs for the unemployed, it just gets us all another day older and deeper in debt.
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